Global Managerial Economics Essay Example | Topics and Well Written Essays - 500 words - 2

Worldwide Managerial Economics - Essay Example The expansion in the financial movement turns into an open door for laborers in light of the expansion in the interest of another coordinated worldwide market just as the dynamism of the progression of capital. At the point when an organization goes worldwide in its business system, for example, it could put resources into an abroad nation to exploit the modest work, subsequently, creating occupations for the work power in that specific district. This is particularly useful for laborers in the Third World nations which need budgetary funding to help endeavor that would prompt business openings. In a perfect world, it is trusted that the development created by these exchange achievements would close the pay hole of laborers in creating and modern nations. Then again, the current pattern in global exchange gets disadvantageous to laborers when the expansion in rivalry among ventures makes nearby firms overlay up, leaving a path of jobless or came up short on laborers behind. The passage of worldwide organizations in a specific market - with the benefit of its assets - swallow little and medium estimated organizations in mergers or drive them bankrupt since it could bear to bring down its items costs. We see the most unfavorable effect of globalization in the agribusiness business of littler nations and those whose legislatures are banished to sponsor their ventures. 1 Another inconvenience, which is actually not a result of globalization as such but rather the absence of state approaches and guideline on this new monetary marvel, is the awful work gauges of the worldwide organizations. The current universal exchanging framework follows the exchange advancement and deregulation terms directed by the World Trade Organization. There are as of now a few achievements accomplished by the world body predominantly in the bringing down of duties just as in the participation of its part states in administering arrangements in accordance with deregulation. Be that as it may, one of the most genuine difficulties in accomplishing the

Sacred Heart University Admissions and Acceptance Rate

Consecrated Heart University Admissions and Acceptance Rate Consecrated Heart University in Fairfield, Connecticut concedes over portion of theâ applicants every year. Those keen on applying to the school should present an application, letters of proposal, and authority secondary school transcripts. While SAT or ACT scores are not required, planned understudies can submit them on the off chance that they might want. Ascertain your odds of getting in with this free apparatus from Cappex. Affirmations Data (2016) Consecrated Heart University Acceptance Rate: 57 percentGPA, SAT and ACT Graph for Sacred Heart Admissions: Sacred Heart University doesn't expect candidates to submit state administered test scores with their application. You are free to do as such on the off chance that you need them to be considered.Northeast Conference SAT score comparisonNortheast Conference ACT score comparisonCompare SAT scores for Connecticut collegesCompare ACT scores for Connecticut universities Sacrosanct Heart University Description Established in 1963, Sacred Heart is a generally youthful Catholic college. The 69-section of land grounds is situated in Fairfield, Connecticut, an hour and a half from Manhattan. The college has a 13 to 1â student/facultyâ ratioâ and a normal class size of around 22. Consecrated Heart hasâ 45 degreeâ programs. Among students, business and brain research are the most well known. The school much of the time positions well among northeastern universities. On the athletic front, the Sacred Heart University Pioneers contend in the NCAA Division I Northeast Conference. The school fields 31 Division I groups, and understudies can likewise partake in 28 club sports. Enlistment (2015) Absolute Enrollment: 8,532â (5,428 undergraduates)Gender Breakdown: 36 percent male/64 percent female88â percent full-time Costs (2016 - 17) Educational cost and Fees: $38,300Books: $1,200 (why so much?)Room and Board: $14,450Other Expenses: $2,650Total Cost: $56,600 Holy Heart University Financial Aid (2015 - 16) Level of New Students Receiving Aid: 100 percentPercentage of New Students Receiving Types of AidGrants: 99 percentLoans: 68 percentAverage Amount of AidGrants: $15,033Loans: $11,047 Scholarly Programs Most Popular Majors: Accounting, Athletic Training, Biology, Business Administration, Communication Studies, Criminal Justice, English, Finance, Nursing, Political Science, Psychology What major is directly for you? Sign up to take the free My Careers and Majors Quiz at Cappex. Graduation and Retention Rates First Year Student Retention (full-time understudies): 83 percent4-Year Graduation Rate: 58 percent6-Year Graduation Rate: 64 percent Intercollegiate Athletic Programs Mens Sports: Fencing, Football, Wrestling, Volleyball, Basketball, Golf, Soccer, Ice Hockey, Lacrosse, BaseballWomens Sports: Rowing, Rugby, Fencing, Golf, Softball, Tennis, Volleyball, Bowling, Basketball, Cross Country On the off chance that You Like Sacred Heart, You May Also Like These Schools Boston University: Profile | GPA-SAT-ACT GraphSouthern Connecticut State University: Profile Yale University: Profile | GPA-SAT-ACT GraphNew York University: Profile | GPA-SAT-ACT GraphQuinnipiac University: Profile | GPA-SAT-ACT GraphAlbertus Magnus College: Profile Hofstra University: Profile | GPA-SAT-ACT GraphBrown University: Profile | GPA-SAT-ACT GraphWesleyan University: Profile | GPA-SAT-ACT GraphProvidence College: Profile | GPA-SAT-ACT GraphUniversity of Connecticut: Profile | GPA-SAT-ACT GraphUniversity of New Haven: Profile | GPA-SAT-ACT Graph Holy Heart University Mission Statement Peruse the total statement of purpose at sacredheart.edu/pages/115_mission_statement.cfm Holy Heart University is a coeducational, autonomous, extensive foundation of higher learning in the Catholic scholarly custom whose essential goal is to plan people to live in and make their commitments to the human network. Information Source: National Center for Educational Statistics

Tipalti

Tipalti INTRODUCTIONMartin: Hi, today we are in the beautiful Palo Alto in the office of Tipalti. Hi, Chen, who are you and what do you do?Chen: Tipalti is a mass payment service provider. We have companies who do mass payments; these would be marketplaces, advertising networks, affiliate networks, e-commerce and any company that has a large volume of payments. Those companies share set of challenges and pains and starts with just managing the workflow, so if you have many payments to many payees globally just knowing who you paid, where, what succeeded, what failed, communicating with the payees, communicating with your assistants â€" all that is a challenging itself. But the more complex challenges to make things sure that you pay those individuals around the world in a payment method that is efficient, timely and in the right method for these individuals.When you need to make a payment in the US it is easy, it’s called the ACH network and PayPal and other networks which are very efficie nt. But if you as a US company or any other company from any other place in the world and you need to make global payments you need to tap into the domestic networks that are available in the target country, you need to know what the regulatory in that country requires, what currency the payee wants to get paid in, what currency you want to make the payment in. The e-wallet, PayPal is strong in some markets and there are other e-wallets in other markets. Some people want to get paid by check, in less developed countries they want to get paid by prepaid debit cards or cash on delivery. So supporting all this wide range of payment methods is really unrealistic to expect from our customers to take that and the default to some mediocre solution and before they walk into Tipalti.On top of that you need to be compliant with IRS requirements W9, W8, tax withholding, treaty management, the whole slew of challenges over there. And then you need to make sure that you are making payments to go od actors, that you are not involved in money laundry or drug traffic financing. You have to screen those payees and know your customer processes and so and so forth there are a host of challenges that our customers face and we solve all of these challenges in a very, very frictionless way; frictionless in the sense that to benefit from Tipalti you need one line of code in your supplier, partner, payee website. That one line of code allow Tipalti to look like it is a part of your website, white label completely but interact with the payee and supplier, get all the information required, present the payment options that are available in that country, validating information per what the regulator in that country requires, do all the other processes that I mentioned and when you need to make a payment you will tell us, “Please pay payee X that amount” and we already know how to complete the process. You have to invest no effort in order to to do that. We are frictionless also in the sense that we communicate with the payee on your behalf so we will send an e-mail from payments@ ‘our customer account’ telling them that we just sent a payment, “it will be in your bank account the day after tomorrow, this transaction number, this valueâ€"” so reducing the anxiety level on the other side, waiting for the funds to arrive.Many of our customers push the cost of the transaction to the payee and since Tipalti is predominately transaction based, the business model is predominately transaction based, it means that the cost of working with Tipalti is very low as well. So it is very frictionless from all those aspects and if you as a customer have the sense of the pain some global payments, more than a hundred payments and some global you will be in a world of pain and we will be a great solution for you.Martin: Chen, your background story is very interesting, can you give us a little bit more insights in what did you do before and what made you start this company in the first place?Chen: Sure. Almost all of my career was in entrepreneurial phases. So, I started in telecom space building business units around telecom areas in the nineties, in the later part of the nineties I built a ADSL business for what became the second largest ADSL provider in the world at that time. I then was an active board member in a couple of companies one in the security space and the other in mobile messaging. I then co-founded the company in the business intelligence space and before Tipalti I was the CEO of another telecommunication company but we sold it to Nokia-Siemens back in 2008. So a lot of entrepreneurial work and then Tipalti is the combination of all that career.Martin: How did it start because there was an interesting story with a friend of you?Chen: Sure. After selling that last company I mentioned I took some time off and later told a friend of mine that I was ready to go back into the game and he later called me and said that one of his portfolio c ompany’s had the pain that friend is Oren Zeev, who is a very well respected investor here in the bay area and the company was an ad network that needed to pay their publishers regularly. They had tens of thousands of publishers and needed to make regular payments. And the founder of that company was expressing a pain, he said “I am making all these payments, it takes days every month to do that” and half jokingly told my co-founder, my friend that if he and his entrepreneur friend started this company they would have their first customer.So he and I went and met this company and understood the pain completely. I had no background either in payments nor in internet advertising, nothing of that sort but the pain sounded very relevant, very reasonable and it was only question of whether there is enough market and whether there was enough pain there or is it unique to this company. So we started like that â€" out of customer expressing very explicit pain which is great. We all wa nt to start companies when you have the first customer in your back pocket already.Martin: And how did you come with the name Tipalti?Chen: Oren and myself were thinking about names. He was trying some names, I was trying some names and then one day I was at my home and a friend came to visit. The friend is not from the technology space, he is an artist, a sculpture and that is what he does and he asked me how are things going with the new company I was starting. I said “It is great, the need is obvious, I know what I want to do, we already had customers by then or two prospects and everything was great, but the only thing that was missing was a name for the company”. So he kind of pinched his forehead forâ€"it wasnt long, maybe it was three or four minutes and then he said “Tipalti.” And Tipalti in Hebrew means “I took care of it”.It was great because it really encompassed the vision that we already had back then to really take ownership of the whole process and take a very, very complex involved process away from the accounts payable team and solve it completely and take complete ownership so Tipalti was very fitting.Martin: Interesting that the domain was still available.Chen: Yes, because it is a word in Hebrew. It is very unlikely that his word will be picked up and yet the domain was not taken which is always one of the considerations when you pick a company name.BUSINESS MODEL OF TIPALTIMartin: Let’s talk about the business model of Tipalti. You said before that you are targeting mass markets, the mass payments. What is the biggest difference in terms of payment providers if you are looking at PayPal for example and then looking at Tipalti?Chen: Usually when people talk about payments they think, “How do I get money into my business ”. So PayPal does that and BrainTree and Stripe and Square, Chase Payment. Many companies will help businesses sell and get the money from the buyers into the company. Tipalti is really on the opposite side . Our customers are businesses that have many, many suppliers and need to pay them. So if you are an advertising network you place ads on thousands of websites and at the end of the month you need to pay all those thousands of websites. So this is the major difference, we are focused on paying out while most of the payments world is focused on getting payments in from mobile or website whatever that may be.And in that space of paying out we are very unique, we take that holistic approach that they said, it’s a suite approach. Payments is one component of a suite of challenges and solutions and solutions to these challenges that we provide and we are very unique there, we are the only game in town.Martin: And are you also providing some kind of recommendations for selecting some other suppliers for example that might be even better?Chen: It is not relevant for the wayâ€" sometimes we are asked about some companies that need to get paid in and we just do the pay out so and we are as ked if we can do the pay in and we don’t. We are focused on the pay out and we will try to recommend pay in solutions but usually it is not in the scope of our work.Martin: How is the revenue model working? You said before that you have it based on a transactional model and how does that work?Chen: So there are several components to our pricing. We can divide it into three groups:the SaaSâ€" so monthly subscription or pay a unit fee,the transaction fees, andcurrency conversion fees.So if you are sending a thousand payments one payment would be PayPal and another will be a Swift Wire and another will be a local bank transfer in a prepaid debit card and a check and it will be a mix. Each of those payment methods carry a cost and either you as the payer bear the cost of the transaction or as most of our customers do you pass the cost of the transaction to the recipient. You offer them a large selection so they can choose low cost or high cost payment method but it is up to them for p ay to them.The other component is the currency conversion. Again, the payee may choose to get paid in US dollars or can choose to get paid in a foreign currency, it is up to them to choose but they bear the cost. Let’s say, the advertising network pays a thousand dollars but the guy on the other side wants to get paid in Euros then they say, “Ok let Tipalti convert it to you but you carry the cost for that”.And the SaaS â€" there is the monthly fee and other components carry different fees so we have an invoice processing fee, we have KYC (know your customer fee). These are all optional modules and there is a basic monthly service fee that we charge.Martin: From a technology perspective what is the hardest thing you had to solve? Is it payment or some other part of your suite?Chen: There are many challenges. We are really a financial institution, we are a licensed financial institution so the challenges we face come from different aspects. The breath of the problem is the numb er one challenge. We took a suite approach, we want to be tax compliant, we want to do mail compliance, payments we want to do a host of things. We want to integrate with the RPC that communicate with the payees. There are a host of challenges. The breath of the problem is the big challenge. We are investing heavily in engineering for five years now and we are not near complete and that is the basic challenge.Then working in the banking space / financial space has its own set of challenges. They are a significant compliance regulatory licensing challenges that you need to face. Banks are not very startup friendly. It is not their cup of tea usually so there are challenges there. They are not very fast, they are not very techy so we have our work cut out for us.Martin: And what made you go for the rough suite and not go for the two or three problems?Chen: When that person I told you in the beginning described to me his pain that was the pain I saw. He said, “This is what I do” an d I actually sat with him for half a day in the office literally seeing what he was doing, what his day was. He was logging into his bank user interface and chatting with his support people and doing all that stuff and I understood what is the other extreme. So that was one extreme doing everything manually, the president of the company logging into a terminal, trying to send wires, it was ridiculous. He did express all the pains. He said the W9 processing is a major part of their support efforts and reconciliation and money laundry, all of that. He expressed all those pains and the next customer expressed literally the same thing so I understood the commonality and the commonality was ‘We are in the business of doing something. We are an ad network and we focus on ad networking, or we are an e-commerce platform and we are focused on e-commerce, please take all that away from us. We are not interested in that. It is unnecessary evil. We know it is the core of the business for the other side, they want to get paid but this is not our core competency. If you can take all that away, you would make us happy.And that is what we do, we take all that away. Taking all that away means building a suite that addresses all of the pains that are unsolved.How did you acquire, let’s say, the first 50 customers?Chen: So the first year I was working alone. I was the only employee in the company. I was writing the initial code for the platform and the soliciting customers myself and my co-founder. My co-founder is a very well connected individual so I think out of the first four customers three were introductions that he got and one was a high school friend of mine that made the introduction. There is nothing like having a good network and friends. The first two were immediately in the first two weeksâ€" before we even decided to make the company. The first few companies we talked about the pain were already saying, “We have all of that pain. Sign us up.” The next one followed shortly after and the fourth one few months later. These were the first few customers. They were in Israel, obviously for practicality we are focused on Israel.After the first year I recruited the first employee here at the Bay area some acquaintance from past life and he started going after potential domestic customers. And we knew that we are focused on the advertising network and affiliate networks and there were two major exhibitions AdTech â€" there were two events â€" AdTech East and AdTech West and Affiliate Summit (there is Affiilate Summit East and Affiliate Summit West). And we just went to these events and our prospective customers were aligned in booths one after the other. We just went booth by booth and said, “Hello, we are Tipalti, We are making payments…” and this is how the first few dozen customers came through these efforts.This was all true until about a year ago and we did all outbound all direct sales solicitation of new customers and since last year we have our chief marketing officer join as over a year ago I forget exactly when he joined. But he was the VP marketing of Net Suite which sells to similar customers, similar decision makers and by now more than 50 percent of our business comes from inbound customers. People already know of us and already know that they are interested and reach out to us.Martin: But in the first phase you started with target segment advertisers. Did you add any other customer segments and if yes when and why?Chen: ‘Why’ is usually a random usually anecdotal. So we will go to an event let’s say Affiliate Summit. We will go to AdTech initially and see all the names there. Then we will look whether these companies go to other events. We would come across Affiliate Summits so we go to Affiliate Summit and we will say, “Oh it is actually for affiliate networks. It is not exactly what we do. It is a different segment. Ok, let’s go after that segment”.And then we ourselves were using Odes k (renamed to Upwork marketplace for freelancer), a marketplace. We were user of Odesk, we know what the market place is, let’s go after marketplaces. So we look for marketplaces and find some marketplaces.Most recently e-commerce, which we confused marketplace with e-commerce. There was one customer we reached out to, we thought they were a marketplace but they really were an e-commerce platform and we said, “Ok, How did we neglect e-commerce? That is an obvious market for us.So it is really endless. There are so many markets that just so many markets, just the low hanging fruit. E-commerce I think is a great market for us and so are all the others. Sometimes it is very planned and strategic, many times it’s just anecdotal.ADVICE TO ENTREPRENEURS FROM CHEN AMIT In Palo Alto (CA), we meet Co-Founder CEO of Tipalti, Chen Amit. Chen talks about his story how he came up with the idea and founded Tipalti, how the current business model works, as well as he provides some advice for young entrepreneurs.INTRODUCTIONMartin: Hi, today we are in the beautiful Palo Alto in the office of Tipalti. Hi, Chen, who are you and what do you do?Chen: Tipalti is a mass payment service provider. We have companies who do mass payments; these would be marketplaces, advertising networks, affiliate networks, e-commerce and any company that has a large volume of payments. Those companies share set of challenges and pains and starts with just managing the workflow, so if you have many payments to many payees globally just knowing who you paid, where, what succeeded, what failed, communicating with the payees, communicating with your assistants â€" all that is a challenging itself. But the more complex challenges to make things sure that you pay those individuals aroun d the world in a payment method that is efficient, timely and in the right method for these individuals.When you need to make a payment in the US it is easy, it’s called the ACH network and PayPal and other networks which are very efficient. But if you as a US company or any other company from any other place in the world and you need to make global payments you need to tap into the domestic networks that are available in the target country, you need to know what the regulatory in that country requires, what currency the payee wants to get paid in, what currency you want to make the payment in. The e-wallet, PayPal is strong in some markets and there are other e-wallets in other markets. Some people want to get paid by check, in less developed countries they want to get paid by prepaid debit cards or cash on delivery. So supporting all this wide range of payment methods is really unrealistic to expect from our customers to take that and the default to some mediocre solution and be fore they walk into Tipalti.On top of that you need to be compliant with IRS requirements W9, W8, tax withholding, treaty management, the whole slew of challenges over there. And then you need to make sure that you are making payments to good actors, that you are not involved in money laundry or drug traffic financing. You have to screen those payees and know your customer processes and so and so forth there are a host of challenges that our customers face and we solve all of these challenges in a very, very frictionless way; frictionless in the sense that to benefit from Tipalti you need one line of code in your supplier, partner, payee website. That one line of code allow Tipalti to look like it is a part of your website, white label completely but interact with the payee and supplier, get all the information required, present the payment options that are available in that country, validating information per what the regulator in that country requires, do all the other processes t hat I mentioned and when you need to make a payment you will tell us, “Please pay payee X that amount” and we already know how to complete the process. You have to invest no effort in order to to do that. We are frictionless also in the sense that we communicate with the payee on your behalf so we will send an e-mail from payments@ ‘our customer account’ telling them that we just sent a payment, “it will be in your bank account the day after tomorrow, this transaction number, this valueâ€"” so reducing the anxiety level on the other side, waiting for the funds to arrive.Many of our customers push the cost of the transaction to the payee and since Tipalti is predominately transaction based, the business model is predominately transaction based, it means that the cost of working with Tipalti is very low as well. So it is very frictionless from all those aspects and if you as a customer have the sense of the pain some global payments, more than a hundred payments and some g lobal you will be in a world of pain and we will be a great solution for you.Martin: Chen, your background story is very interesting, can you give us a little bit more insights in what did you do before and what made you start this company in the first place?Chen: Sure. Almost all of my career was in entrepreneurial phases. So, I started in telecom space building business units around telecom areas in the nineties, in the later part of the nineties I built a ADSL business for what became the second largest ADSL provider in the world at that time. I then was an active board member in a couple of companies one in the security space and the other in mobile messaging. I then co-founded the company in the business intelligence space and before Tipalti I was the CEO of another telecommunication company but we sold it to Nokia-Siemens back in 2008. So a lot of entrepreneurial work and then Tipalti is the combination of all that career.Martin: How did it start because there was an interesti ng story with a friend of you?Chen: Sure. After selling that last company I mentioned I took some time off and later told a friend of mine that I was ready to go back into the game and he later called me and said that one of his portfolio company’s had the pain that friend is Oren Zeev, who is a very well respected investor here in the bay area and the company was an ad network that needed to pay their publishers regularly. They had tens of thousands of publishers and needed to make regular payments. And the founder of that company was expressing a pain, he said “I am making all these payments, it takes days every month to do that” and half jokingly told my co-founder, my friend that if he and his entrepreneur friend started this company they would have their first customer.So he and I went and met this company and understood the pain completely. I had no background either in payments nor in internet advertising, nothing of that sort but the pain sounded very relevant, very re asonable and it was only question of whether there is enough market and whether there was enough pain there or is it unique to this company. So we started like that â€" out of customer expressing very explicit pain which is great. We all want to start companies when you have the first customer in your back pocket already.Martin: And how did you come with the name Tipalti?Chen: Oren and myself were thinking about names. He was trying some names, I was trying some names and then one day I was at my home and a friend came to visit. The friend is not from the technology space, he is an artist, a sculpture and that is what he does and he asked me how are things going with the new company I was starting. I said “It is great, the need is obvious, I know what I want to do, we already had customers by then or two prospects and everything was great, but the only thing that was missing was a name for the company”. So he kind of pinched his forehead forâ€"it wasnt long, maybe it was three o r four minutes and then he said “Tipalti.” And Tipalti in Hebrew means “I took care of it”.It was great because it really encompassed the vision that we already had back then to really take ownership of the whole process and take a very, very complex involved process away from the accounts payable team and solve it completely and take complete ownership so Tipalti was very fitting.Martin: Interesting that the domain was still available.Chen: Yes, because it is a word in Hebrew. It is very unlikely that his word will be picked up and yet the domain was not taken which is always one of the considerations when you pick a company name.BUSINESS MODEL OF TIPALTIMartin: Let’s talk about the business model of Tipalti. You said before that you are targeting mass markets, the mass payments. What is the biggest difference in terms of payment providers if you are looking at PayPal for example and then looking at Tipalti?Chen: Usually when people talk about payments they think, “How do I get money into my business ”. So PayPal does that and BrainTree and Stripe and Square, Chase Payment. Many companies will help businesses sell and get the money from the buyers into the company. Tipalti is really on the opposite side. Our customers are businesses that have many, many suppliers and need to pay them. So if you are an advertising network you place ads on thousands of websites and at the end of the month you need to pay all those thousands of websites. So this is the major difference, we are focused on paying out while most of the payments world is focused on getting payments in from mobile or website whatever that may be.And in that space of paying out we are very unique, we take that holistic approach that they said, it’s a suite approach. Payments is one component of a suite of challenges and solutions and solutions to these challenges that we provide and we are very unique there, we are the only game in town.Martin: And are you also providing some kind of r ecommendations for selecting some other suppliers for example that might be even better?Chen: It is not relevant for the wayâ€" sometimes we are asked about some companies that need to get paid in and we just do the pay out so and we are asked if we can do the pay in and we don’t. We are focused on the pay out and we will try to recommend pay in solutions but usually it is not in the scope of our work.Martin: How is the revenue model working? You said before that you have it based on a transactional model and how does that work?Chen: So there are several components to our pricing. We can divide it into three groups:the SaaSâ€" so monthly subscription or pay a unit fee,the transaction fees, andcurrency conversion fees.So if you are sending a thousand payments one payment would be PayPal and another will be a Swift Wire and another will be a local bank transfer in a prepaid debit card and a check and it will be a mix. Each of those payment methods carry a cost and either you as the payer bear the cost of the transaction or as most of our customers do you pass the cost of the transaction to the recipient. You offer them a large selection so they can choose low cost or high cost payment method but it is up to them for pay to them.The other component is the currency conversion. Again, the payee may choose to get paid in US dollars or can choose to get paid in a foreign currency, it is up to them to choose but they bear the cost. Let’s say, the advertising network pays a thousand dollars but the guy on the other side wants to get paid in Euros then they say, “Ok let Tipalti convert it to you but you carry the cost for that”.And the SaaS â€" there is the monthly fee and other components carry different fees so we have an invoice processing fee, we have KYC (know your customer fee). These are all optional modules and there is a basic monthly service fee that we charge.Martin: From a technology perspective what is the hardest thing you had to solve? Is it payme nt or some other part of your suite?Chen: There are many challenges. We are really a financial institution, we are a licensed financial institution so the challenges we face come from different aspects. The breath of the problem is the number one challenge. We took a suite approach, we want to be tax compliant, we want to do mail compliance, payments we want to do a host of things. We want to integrate with the RPC that communicate with the payees. There are a host of challenges. The breath of the problem is the big challenge. We are investing heavily in engineering for five years now and we are not near complete and that is the basic challenge.Then working in the banking space / financial space has its own set of challenges. They are a significant compliance regulatory licensing challenges that you need to face. Banks are not very startup friendly. It is not their cup of tea usually so there are challenges there. They are not very fast, they are not very techy so we have our work c ut out for us.Martin: And what made you go for the rough suite and not go for the two or three problems?Chen: When that person I told you in the beginning described to me his pain that was the pain I saw. He said, “This is what I do” and I actually sat with him for half a day in the office literally seeing what he was doing, what his day was. He was logging into his bank user interface and chatting with his support people and doing all that stuff and I understood what is the other extreme. So that was one extreme doing everything manually, the president of the company logging into a terminal, trying to send wires, it was ridiculous. He did express all the pains. He said the W9 processing is a major part of their support efforts and reconciliation and money laundry, all of that. He expressed all those pains and the next customer expressed literally the same thing so I understood the commonality and the commonality was ‘We are in the business of doing something. We are an ad ne twork and we focus on ad networking, or we are an e-commerce platform and we are focused on e-commerce, please take all that away from us. We are not interested in that. It is unnecessary evil. We know it is the core of the business for the other side, they want to get paid but this is not our core competency. If you can take all that away, you would make us happy.And that is what we do, we take all that away. Taking all that away means building a suite that addresses all of the pains that are unsolved.How did you acquire, let’s say, the first 50 customers?Chen: So the first year I was working alone. I was the only employee in the company. I was writing the initial code for the platform and the soliciting customers myself and my co-founder. My co-founder is a very well connected individual so I think out of the first four customers three were introductions that he got and one was a high school friend of mine that made the introduction. There is nothing like having a good network a nd friends. The first two were immediately in the first two weeksâ€" before we even decided to make the company. The first few companies we talked about the pain were already saying, “We have all of that pain. Sign us up.” The next one followed shortly after and the fourth one few months later. These were the first few customers. They were in Israel, obviously for practicality we are focused on Israel.After the first year I recruited the first employee here at the Bay area some acquaintance from past life and he started going after potential domestic customers. And we knew that we are focused on the advertising network and affiliate networks and there were two major exhibitions AdTech â€" there were two events â€" AdTech East and AdTech West and Affiliate Summit (there is Affiilate Summit East and Affiliate Summit West). And we just went to these events and our prospective customers were aligned in booths one after the other. We just went booth by booth and said, “Hello, we ar e Tipalti, We are making payments…” and this is how the first few dozen customers came through these efforts.This was all true until about a year ago and we did all outbound all direct sales solicitation of new customers and since last year we have our chief marketing officer join as over a year ago I forget exactly when he joined. But he was the VP marketing of Net Suite which sells to similar customers, similar decision makers and by now more than 50 percent of our business comes from inbound customers. People already know of us and already know that they are interested and reach out to us.Martin: But in the first phase you started with target segment advertisers. Did you add any other customer segments and if yes when and why?Chen: ‘Why’ is usually a random usually anecdotal. So we will go to an event let’s say Affiliate Summit. We will go to AdTech initially and see all the names there. Then we will look whether these companies go to other events. We would come across Affiliate Summits so we go to Affiliate Summit and we will say, “Oh it is actually for affiliate networks. It is not exactly what we do. It is a different segment. Ok, let’s go after that segment”.And then we ourselves were using Odesk (renamed to Upwork marketplace for freelancer), a marketplace. We were user of Odesk, we know what the market place is, let’s go after marketplaces. So we look for marketplaces and find some marketplaces.Most recently e-commerce, which we confused marketplace with e-commerce. There was one customer we reached out to, we thought they were a marketplace but they really were an e-commerce platform and we said, “Ok, How did we neglect e-commerce? That is an obvious market for us.So it is really endless. There are so many markets that just so many markets, just the low hanging fruit. E-commerce I think is a great market for us and so are all the others. Sometimes it is very planned and strategic, many times it’s just anecdotal.ADVICE TO ENTREP RENEURS FROM CHEN AMITMartin: Let’s talk about the advice section. What advice could you give to first time entrepreneurs?Chen: I think first time entrepreneurs would rather work withâ€" not be alone. Tipalti I started alone but it was already my fourth or fifth endeavor and I was able to do everything alone. I was able to solicit customers and do finances and fundraise and do the technical part. But that is not first time.Now I am supporting two first time entrepreneurs and both are grateful for the fact they are two. But one is dealing more with the technical point, one is dealing more with the outside part and there is a lot of support system. It is hard to be an entrepreneur. For me, my support system was my co-founder, so we are two entrepreneurs. I am not by myself here but I think working as a team initially is very important.Martin: One thing is more interesting because you are similar to financial institution and you are working with regulatory stuff which is totally not the case for most of the startups. What advice could you give in this regard? How startups could work with regulators?Chen: So again many things in life are anecdotal and random. I like to say, I am not sure it is true, but I like to say that had I known today all the challenges and the compliance and regulatory work that is required I might have not started Tipalti. I am not sure, maybe it is not true.But the lesson is don’t be afraid, even if it is not typical. Going into the financial space as a startup likeâ€"think Elon Musk, he is now building satellites and flying to space, it is OK to think big don’t be afraid of things that seem unnatural. So maybe it is unnatural to think that you are going to fly satellites to space like Elon Musk does and say it is unreasonable to think that you will play within the financial institutions space. It is all doable. The highest mountain, the more barriers you build, maybe it is harder to climb it, you are building more barriers, you are becoming more special.I think by now five years later we have built so many barriers and we are so unique in what we do I don’t feel competition that much. Obviously it is so good to be on your toes with competition but I think that we are very well positioned because of all the assets and all the mountains we have climbed in the last five years.So, regulatory sounds like something which is not startup friendly and it is not startup friendly but it is also not a wall. Literally on Monday I spoke with a regulator of one of the states. There was a challenge for us and the regulator was very accommodating. He didn’t want to be between us and our business. He said, “Oh, I understand what your issue is” and offered a way to work together on resolving it. So it is not always the case there are many times they are rigid, but don’t be afraid. It is surmountable, many times it is surmountable.Martin: What would be your advice on creating a competitive advantage?Chen: You are concer ned with competitive advantage if you came into the market too late. If you are coming to the hot market then you should be concerned with competitive advantage because it is hot and everyone is there. When we started Tipalti it was a very, very cold market. I don’t think the word fintech excited at that time. Even some of our investors use terminology that describe what we do in less than flattering way. They liked what we do but they say,”You are dealing with what everyone else doesn’t want to deal with. ” “Really? Is that what they do?” I had a lot of passion, you know, but it’s payments so I like the problem solving aspect of entrepreneurship.If you are solving a problem for a customer that is unsolved then you are already building your competitive advantage because now you are solving something unique and keep on addressing that problem. And there are several ways to have a competitive advantage â€" one is on the product side which I think we are largely there â€" we are building very, very rich and robust product that helps our customers. The other is being first movers so you have companies that develop products that are not very technological. There is no rocket science in many of the unicorns of the world but they were just first to the market. So just do it. If you have found a problem go, go fast, go strong and focus on solving a problem to a customer and the differentiation will come from that, either from being first on the market or from building a wide solution for your customers.Martin: Great. Chen, thank you so much for your time.Chen: Thank you.Martin: And if next time you are thinking about starting a company and you are worried about “I am not an expert in this domain” don’t worry. Chen is a very good example of even if you don’t know the market, if you are able to identify a customer problem and execute on it you might have a good startup. Thank you so much.

The Obstacles And Challenges Of Medical Marijuana

The Obstacles and Challenges in Legalizing Medical Marijuana As more effective treatments for diseases and cancers are being developed, a safe and promising drug is being under attack for its many misconceptions. Marijuana use of both medicinally and recreationally, has been hindered by the misconceptions it has faced due to it being on the schedule 1 drug class of the U.S government. These misconceptions of medical marijuana have hindered its legalization by having people continue to believe them, refusing to learn the beneficial properties of medical marijuana, and as a result have affected people who could benefit from this form of treatment. The three main misconceptions of medical marijuana are that it is deadly, addictive,†¦show more content†¦Ã¢â‚¬Å"Marijuana has been shown to alleviate symptoms of a wide range of debilitating medical conditions, including cancer, HIV/AIDS, multiple sclerosis, Alzheimer s disease, post-traumatic stress disorder (PTSD), epilepsy, Crohn s disease, and glaucoma, and is often an effective alternative to narcotic painkillers.† (Merino) Medical marijuana helps increase people s appetite, relieves symptoms of pain and diseases that affect their ability to move, and helps reduce anxiety levels when dealing with certain diseases or more intense treatments. There are also different and safer forms of using medical marijuana other than smoking such as edibles, oils, vaporizing, tinctures, transdermal patches, and beverages. â€Å" Marijuana took away my nausea, so I could eat healthy. It took away the severe restlessness and anxiety, so I could relax. It allowed me to eat, sleep and be up and active when I was awake — all of which are critical to recovery.† (Bokland) Most medical marijuana supporters suffer from a form of cancer or other disease, medical marijuana is a safe treatment that has been proven to help people who suffer from these diseases. A group of physicians named â€Å"The Doctors for Ca nnabis Regulation† are the largest group of doctors that are in favor of medical marijuana legalization, deming that cannabis is far less dangerous and unhealthy for adults than both alcohol and tobacco. Even with all this information, people still refuse to allow the use of medicalShow MoreRelatedPublic Health And Health Assessment1108 Words   |  5 Pagesthe various aspects of public health; including the advantages of public health assessments and how public health assessments can be used to for public health policies. I will also discuss the health concern regarding the use and legalization of marijuana and the implications of how it may impact the community. Public health is the science of protecting and improving the health of families and communities through promotion of healthy lifestyles, research for disease and injury prevention and detectionRead MoreWhy Medical Marijuana Should Be Legalized1245 Words   |  5 PagesWhy Medical Marijuana should be legalized all over all the United States. In today’s society, debates regarding legalizing Medical Marijuana occur frequently. The discussions arise in almost every state. Both sides bring solid arguments; however, opponents of the approval are facing the fact, which is very hard to ignore. Medical Marijuana has proven to cure people with life-threatening diseases much more effectively than official treatments; to have second-to-none side effects; and to be aRead MoreThe Regulation And Taxation Of Marijuana Act1618 Words   |  7 Pagessubmitted. 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This is due in part to the lack of research on the benefits of marijuana as a medicine. The federal government has restrictedRead MoreFactors That Influence Cognitive, Social And Physical Development1326 Words   |  6 Pagesfactors that can influence cognitive, social and physical development. Everyone develops at a different pace. Tyra Beckett development was different and not easy. But she overcame her challenges and became the person she is today. Tyra Beckett is a native New Yorker, who moved to Virginia. She has faced many obstacles in her life such as not speaking until three, having a speech impediment, losing her father, being bullied and stressing in college. She plans on finding a career in Human service, helpingRead MoreMedicinal Marijuana is Bad Idea Essay4487 Words   |  18 Pages Marijuana is a psychoactive drug made from the dried leaves and flowering parts of the hemp plant. It is one of the most strictly classified illegal drugs in the United States. Under the 1970 Controlled Substances Act, marijuana is listed as a Schedule I substance, which defines it as having a high potential for abuse; and no currently accepted medical use.; Marijuana is therefore classified more severely than cocaine and morphine, which as Schedule II drugs are also banned for general useRead MoreTeen Drug Abuse2370 Words   |  10 Pagesto much life Changing obstacles. More and more teens are turning to drugs to deal with their troubles and numb their pain. Teenage drug abuse is on a rising high. The drug choice by teens is pain relievers, prescription drugs, tranquilizers, and stimulants. Often teens also use sedative drugs to get high. Teenagers turn away from the streets to use drugs as a comfort zone. Teen users are using marijuana and prescription drugs as their first drug choice. Marijuana There is one main ingredientRead MoreArticle Review : Reducing Drug Cartel Violence2339 Words   |  10 PagesThroughout his campaign, Calderon, emphasized how the rights of millions of Mexicans had been kidnapped by criminal organizations throughout Mexico . Calderon prioritized rule of law and the war against drugs since he considered them the most  important obstacles Mexico needed to face to become a developed country.  Ã‚  In 2006, Calderon launched a war against drug cartels determined to eliminate these criminal organizations that had corrupted many parts of the Mexican society. For decades, the life’s of MexicansRead MorePrescription Drug Abuse Among College Students1983 Words   |  8 Pagestreatment(s) is/are available? These questions and the answers will be discussed later on. There are many possible reasons why a person may use prescription drugs non-medically. According to a study conducted by Rozenbroek and Rothstein (2011) most non-medical users use socially with friends rather than alone. To come to this conclusion, they sent out a questionnaire that contained information regarding three categories: opioids, CNS depressants, and stimulants. The questionnaire included demographic informationRead MoreEffective Offender Reentry Programs For Local Communities2296 Words   |  10 Pages he was found guilty of expired under-lapping concurrent sentences of Simple/Aggravated Assault (5 years to 10 years), Robbery (10 years to 20 years), and Criminal Conspiracy (5 years to 10 years). He claimed that he was under the influence of marijuana, wine, and amphetamines when we committed the murder. Employment Services and Education Post-release employment is considered to be one of the most important factors for returning inmates to smoothly transition back into society. In fact

Sybil Essay - 3103 Words

Video Case Report PSY 281 – Abnormal Psychology Guilford Technical Community College For Dr. Stephen Ash Student Name(s): Kallie Roberts, Porsha, and Jarvis Date: 15, April 2013 1. Name of Video: Sybil 2. Assigned Case Character: a. Character Name: Sybil Dorsett b. Played by Actor/Actress: Sally Field 3. DSM-IV-TR Diagnoses: Axis I: Dissociative Identity Disorder (300.14) Axis II: N/A Axis III: Axis IV (External Stressors): Screeching sounds, like the one from the swing that triggered her flashback, and also any woman with the same hairstyle as her mother like the woman pushing the swing that caused her to flashback and lose her substitute teaching†¦show more content†¦Wilbur. Peggy, who talks like a little child, holds Sybils artistic abilities, and appears because Sybils fears. She is confused and doesn’t even know that she’s in New York. Marcia constantly has suicidal thoughts and attempts. It’s presumed she tried to kill Sybil in the Harlem hotel but was stopped by Vicky. C. Inability to recall important personal information that is too extensive to be explained by ordinary forgetfulness. Sybil told Dr. Wilbur that when she was a little girl she woke up one day and was two years older. When she was admitted to the hospital for cutting her hand she didn’t know she gave Dr. Wilbur to do neurological tests on her. She didn’t even know when she got to the hospital or even how long she had been there, and when she felt smelt the fragrances Dr. Wilbur gave her she regressed into another personality, and woke up with another time lapse. D. The disturbance is not due to the direct physiological effects of a substance (e.g., blackouts or chaotic behavior during Alcohol Intoxication) or a general medical condition (e.g., complex partial seizures). Note: In children, the symptoms are not attributable to imaginary playmates or other fantasy play. Back to Overall Video Case Report Format: 5. Etiology: According to Nevid et al. Abnormal Psychology in a Changing World, 8th ed. (2011, hereafter: text), Dissociative Personality Disorder (DID) formerly known as multipleShow MoreRelatedSybil1301 Words   |  6 PagesSYBIL 1. What is your diagnosis? Cite behaviors for support. Sybil Dorsetts case is one of the most celebrated in the field of Psychology. In the first part of the film, we can see that Sybil is like just any normal human being Ââ€" has a job and interacts with people just like everyone else. Then the scene wherein a screeching sound is made by the playground swing come in and we are now presented with what seems to be a flashback of someone being hoisted up by an old woman. Its just normalRead MoreMultiple Personalities in Sybil Essay879 Words   |  4 PagesMultiple Personalities in Sybil Do you ever feel as though you are acting as a different person in different situations? Do you ever feel as though acting fake? 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The movie depicted on what Shirley had gone through as child, which included physical, emotional,Read MoreDissociative Identity Disorder : Dissociative Identification Disorder1485 Words   |  6 Pagessights. Although this a good statement, this argument is invalid. The movie â€Å"Sybil† was released in 1976. â€Å"Sybil† was based around the idea of a girl who had Dissociative Identity Disorder but did not know she had it. After this movie was released the cases of people of Dissociative Identity skyrocketed. There were nearly hundreds of cases of Dissociative Identity Disorder before the movie was released. After Sybil was released there were thousands of cases diagnosed. People will argue the amountRead MoreThe Tragedy Of The Great Gatsby By F. Scott Fitzgerald1081 Words   |  5 Pages   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Sybil Isabel Dorsett, a shy, twenty-two-year-old substitute teacher, became an interesting case, when the Sybil came into a mental health facility complaining of severe memory loss that resulted in unknown store bought items, â€Å"waking up,† in strange place, and severe social anxiety that again resulted in a loss of time, and memory, blackouts, and emotional breakdowns, in public places. What was first thought to be hysteria, turned into another problem, after experiencing some of the patientsRead MoreDissociative Identity Disorder ( Mpd )1170 Words   |  5 Pagesof destroyed products with no clue what she had done. Shortly after the admission, different personalities started to emerge in therapy. Mason’s story about her horrible childhood and her multiple personalities was turned into a best-selling book, Sybil, and it was turned into an immensely popular TV miniseries of the same name featuring Sally Fields (Grimminck). Moreover, in 1994, Dissociative Identity Disorder was finally recognized within the Diagnostic and Statistical Manual of Mental DisordersRead MoreEssay on What Does Posttraumatic Stress Disorder Truly Means?616 Words   |  3 Pagesyoung girl named Sybil. First things first, the name Sybil has plenty symbolism. Does the name Sybil Isabel Dorsett ring a bell? It was a cover up name for the real Shirley Ardell Mason who was diagnosed with multiple personality disorder, now known as DID. Her life began January 25, 1923 and early on her symptoms scared not only her own schizophrenic mother, but also everyone who came into contact with her. The point of this rant is to expose the symbolism on how the name Sybil is associatedRead MoreDissociative Identity Disorder And Media Depictions3153 Words   |  13 Pageshave been many portrayals of Dissociative Identity Disorder over the years and the following three barely scratch the surface. The first and perhaps most influential media portrayal is the film Sybil. This film is about a young woman by the name of Sybil Dorsett, an art student studying in New York City. Sybil suffers from black outs and after finding herself in Philadelphia with no recollection of how she got there, and apparen tly having been there for a week, she begins seeking psychiatric help. SheRead MoreHow Does Dissociative Identity Disorder?872 Words   |  4 Pagesassaulted her while her mother emotionally abused her for 12 years. Sources later discovered that she had 92 different personalities that all varied with different incidents as she grew up, almost similar to a more famous case with a woman known as â€Å"Sybil†. Imagine having to live in environments where one just could not be a child and always having to defend themselves or not in some cases. Sexual assault could be almost the most dominant cause of women creating multiple personalities. All the personalitiesRead MoreDissociative Identity Disorder1030 Words   |  5 PagesThroughout the 1980s psychology professionals called the disorder â€Å"multiple personality†. It became very well known to the public thanks to the famous books and movies made about the disorder such as â€Å"The Three Faces of Eve† (Thigpen Cleckley, 1992) and â€Å"Sybil† (Schreiber, 1973). Ciccarelli and White (2012) also stated that other symptoms may also be present such as depression, anxiety and/or guilt. Sometimes aggressive behavior is also present, as well as some hallucinations and visions. Nature vs. Nurture

A Study on How Informatics Affect the Clinical Nursing Practice Free Essays

Computers have played an important role in every profession including nursing. Information technology is widely used by different hospitals worldwide to strengthen the quality that was given to the patients. Hence, nursing informatics has emerged in the past and continues to boom and being used by the medical practitioners nowadays. We will write a custom essay sample on A Study on How Informatics Affect the Clinical Nursing Practice or any similar topic only for you Order Now Nursing Informatics is a specialty that integrates nursing science, computer science and information science to manage and communicate data, information and knowledge in nursing practice. It facilitates the integration of data, information and knowledge to support patients, nurses and other providers in their decision making in all roles and settings. This support is accomplished through the use of information structures, information processes and information technology. (ANA, 2001, p. 17) It is anticipated that majority of nurses who will enter the profession will be computer literate by the year 2010. In addition, it is also anticipated that every health care setting will employ at least one Nurse Informatics specialist and will implement some type of a Clinical Information System. It is designed to support clinical nursing practice. It requires not only an understanding of professional nursing but also technology that is the application of science to function electronically. [1] Nursing practice has evolved and changed radically. It has become an integral part of the Electronic Health Record. Computer systems with nursing and patient care data, nursing care plans were integrated into one interdisciplinary patient health record in the Electronic Health Record. Continued advancement of information and technology and its application to the nursing practice plays an important role and greatly affect each nurse especially those registered nurses who are more experienced, that is why this term paper seeks to present and discuss the role of informatics in clinical nursing practice. More specifically, it answers the following: 1.  Ã‚  Ã‚  Ã‚  Ã‚   What are the nursing tasks and responsibilities that will apply to the use of computer technology that will contribute to good clinical governance? 2.  Ã‚  Ã‚  Ã‚  Ã‚   How can the nurses further involve themselves both in the use of technology and decision making process in regards to the evaluation and selection of applications in the computer software and hardware? 3.  Ã‚  Ã‚  Ã‚  Ã‚   What are the strategies that can be used to bridge the age and digital experience gap between participating nurses and the influx of the next generation new graduates that apply to informatics application? This particular topic needs a great deal of general description method. In the process, it can also be helped with the use of review of some studies that is related to the impact of nursing informatics to clinical nursing. I. Body The application of Nursing Informatics provides great benefits not only to the patients but to the nurses themselves as well. The health care team especially nurses makes use of Electronic Health Record (HER) in documenting the case of the patient. It is a secure, real time point of care, patient-centric information resource for clinicians. The EHR can include dental and other records concerning a patient. It represents the portions of a patient’s medical record that are stored in a computer system as well the functional benefits derived from having an electronic health record. (HIMSS Analytics, INC, 2007) (Gartee, 2007) One advantage of an electronic health record is that it can be simultaneously available to everyone who needs to use it. Secondly is that, electronic records necessitate the collection of structured data. The nurse can systematically collect data that can be transformed into information for decision making and can also be used to examine what practices, treatments, and procedures are associated with the best outcomes. The nursing responsibility that will apply to the use of informatics is mainly the nursing documentation. Because it encompasses most of the nursing tasks which includes observation, plan of care which is also known as nursing care plan that has to be documented. Each and every procedure and intervention may it be dependent or independent nursing intervention has to be documented in a proper way. The strategies that can be used by nurses to involve themselves in informatics is based in the result of the study which was published in 2005 that examined the readiness of nurses in the United States for a shift to evidence based practice. There are several issues that has to be addressed to involve nurses to participate in the use of technology in delivering quality health care to their patients. These issues are the following: (1) lack of access to research findings; (2) lack of ability to mine the information from the bibliographic databases; (3) lack of time; and (4) lack of the value in research. The first issue according to Diane Pravikoff, the presence of rich and appropriate resources for use in gathering the evidence is one of the most important factors in incorporating EBP into practice. Based on the issues that was given, the strategies that can be used to involve nurses in informatics is mainly participation to researches and breakthroughs that is given by accredited organization to foster the scarcity of nurses who are not aware to the rapidly increasing discoveries and breakthroughs in the field of nursing. Secondly is in the participation of nurses to seminars. In addition, it will also be a great help if the nursing professionals will involve themselves in the continuing education to further enhance their knowledge in improving the quality of care of the patients. Moreover, it will have a great outcome if all nurses will be trained on how to use the information technology and study the applications that are needed in using and accessing the electronic health record of the patient. Lastly, it is more important that this knowledge gained from experiences, researches and seminars and education must be put into practice and be mastered to provide the optimum health of the patients. As previously discussed, to bridge the age and digital experience gap between participating nurses and the influx of the next generation new graduates that apply to informatics application, all nurses should participate in a training in information and technology and involve themselves in continuing education especially in the field of nursing informatics to address the anticipated outcome of the American Nurses Association which is by year 2010, majority of nurses should be computer literate. Nurses should participate to formal trainings and pursue the course either through a traditional type of degree such as a Masters or via a Certificate program. [1] Kathleen A. McCormick, Essentials of Nursing Informatics (International edition 2006), 4 How to cite A Study on How Informatics Affect the Clinical Nursing Practice, Papers

Red Album by Taylor Swift free essay sample

Over the course of the previous year I have avoided the pop genre of music completely. Mostly because I feel the genre has become corrupt. Personally, I feel that pop music has gone from thought provoking songs to plain noise. It wasn’t until this month that I began to pay more attention to the good parts of this genre. My best friend, (who knows I hate pop music) raved about Taylor Swift’s latest album â€Å"Red† and begged me to listen to it. After weeks of her pleading with me, I unenthusiastically listened to the track. Surprisingly enough I wasn’t appalled by the music, and truthfully enjoyed the songs. Most of the melodies were upbeat and very catchy, and I will admit to listening to the track multiple times. I especially liked the song starlight, because of it’s throwback theme, and loved the way Taylors lyrics were poetry and had hidden meaning. We will write a custom essay sample on Red Album by Taylor Swift or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page All of the songs were well written, and I found myself singing the songs in my day to day life. After listening to this album I decided to give more pop songs a chance because I truly loved this track. I have found a new appreciation for Taylor Swift, and highly recommend this album to anyone who enjoys catchy melodies and meaningful lyrics.